Terms of Use

1. Agreement to Terms
   By accessing this website operated by the University, you agree to be bound by these Terms of Use, all applicable laws and regulations, and you affirm that you are responsible for compliance with any relevant local laws. If you do not agree with any of these terms, you are prohibited from accessing or using this site. The materials available on this website are protected by applicable copyright and trademark laws.
2. Limited Use License
   The University grants you a temporary, non-transferable license to download one copy of any downloadable materials for personal, non-commercial, and transitory viewing only. This license does not represent a transfer of title, and under this license you may not:

• Modify or copy the materials;
• Use the materials for commercial purposes or public display (whether commercial or non-commercial);
• Attempt to decompile or reverse-engineer any software on the University’s website;
• Remove any copyright or proprietary notices;
• Transfer the materials to another person or “mirror” them on any other server.

This license will automatically terminate if you violate any of these restrictions and may be revoked by the University at any time. Upon termination of this license, you must destroy any downloaded materials in your possession, whether in electronic or printed form.

3. Disclaimer
   The materials on the University’s website are provided “as is.” The University makes no warranties, express or implied, and disclaims all other warranties including, but not limited to, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement. The University does not guarantee the accuracy, reliability, or likely results of using the materials or any content linked from this site.
4. Limitations of Liability
   In no event shall the University be liable for any damages (including, but not limited to, loss of data, profit, or business interruption) arising from the use or inability to use the materials on its website, even if the University or an authorized representative has been advised of the possibility of such damages. Certain jurisdictions may not allow limitations on implied warranties or liability for incidental or consequential damages; in such cases, these limitations may not apply to you.
5. Revisions and Errors
   The materials on the University’s website may contain typographical, technical, or photographic errors. The University does not warrant that any of the content is accurate, complete, or current. The University may make changes to the website content at any time without notice but does not commit to updating it.
6. External Links
   The University has not reviewed all websites linked to its platform and is not responsible for the content of any such linked site. The inclusion of any link does not imply endorsement by the University. Use of any linked site is at the user's own risk.
7. Modifications to Terms of Use
   The University reserves the right to modify these Terms of Use at any time without prior notice. By continuing to use this site, you agree to be bound by the most current version of the Terms.
8. Governing Law
   Any claims relating to the University’s website shall be governed by the laws of the jurisdiction in which the University is located, without regard to its conflict of law principles.
9. Educational, Medical, Financial, and Legal Disclaimer
   By participating in any educational programs or accessing materials provided by the University, you acknowledge that this information is intended for qualified professionals. The content should be treated as informational and not as a substitute for personal judgment, institutional policy, or professional consultation.

Any medical, legal, financial, or business content is offered for informational purposes only. Before implementing any advice or strategies presented, users should consult with a licensed attorney, certified public accountant, billing expert, or financial advisor, as applicable.

The University and its personnel are not liable for any outcomes or decisions made based on the use of the materials provided. This includes, but is not limited to, direct or indirect damages such as lost profits, business disruptions, or medical/legal consequences.

10. Accuracy of Information
    While efforts are made to ensure accuracy and relevance, the University cannot guarantee that all information is current, complete, or error-free. Medicine, healthcare, and related fields evolve continuously, and interpretations may vary. The University emphasizes critical thinking and encourages users to independently evaluate all educational content in the context of their own professional practice.

The information is subject to change without notice, and the University welcomes feedback, suggestions, or corrections to maintain high standards of accuracy.

11. User Conduct / Prohibited Use

You agree not to use the website for any unlawful purpose, to harass others, or to post or transmit content that is harmful, offensive, or violates the rights of others.

12. Account Responsibilities

If you create an account or access restricted areas of the site, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

13. Termination Clause

The University reserves the right to suspend or terminate your access to the website or services at any time for violations of these Terms.

14. Intellectual Property Notice

All content, including text, graphics, logos, and educational materials, are the intellectual property of the University or its licensors and may not be used without prior written consent.

15. Refund Policy

All course purchases and downloadable documents are non-refundable. By purchasing, you acknowledge and agree to this no-refund policy.

16. Force Majeure

The University shall not be liable for any delay or failure to perform due to events beyond its reasonable control, including but not limited to natural disasters, internet outages, labor disputes, or government restrictions.

17. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

18. Entire Agreement

These Terms constitute the entire agreement between you and the University regarding use of the website and supersede any prior agreements, understandings, or communications.

19. Contact Us

If you have any questions about these Terms, please contact us at: [email protected]